KRADLJIVI IZRAČUN POKOJNINSKE OSNOVE

Objavil/a Jaka Lumbar, dne 2014-12-05 ob 20:44:58

Ni problem v *odmernem odstotku* ampak *količniku*, ki so si ga izmislili kot "kvazi" valorizacijo in tudi v novem/starem predlogu pokojninske reforme (ZPIZ-2) ostaja. Oboje se upošteva za odmero pokojnine.



Valorizacija denarnih zneskov bi morala pomeniti ponovno ovrednotenje zneskov iz preteklih obdobij, ki jim je zaradi rasti cen - inflacije vrednost padla,

torej bi moral biti količnik višji od 1,00 ne pa da je do letos padel že na 0,732.

Ta država si je torej dovolila v zakon dati popolnoma goljufiv člen, zdaj pa razlaga, da je zakon pač tak. To premišljeno goljufijo sta si privoščila Rop in Dimovski. Žal ni nihče takrat opazil in preračunal kaj to pomeni in niso oprekali temu členu. Goljufija brez primere, ki pa se nadaljuje tudi z novo pokojninsko reformo, če bo sprejeta v tej obliki. Ne vem, če se ljudje sploh zavedamo, da je to "kraja" pokojninske osnove.

Ljudje, ki so se upokojevali po letu 2005 so res dobili zelo nizko odmerjene pokojnine in so v neenakopravnem položaju z upokojenimi v preteklosti.

Najbolj poenostavljen izračun pokojnine, ki je naveden spodaj drži.
Preverjeno v praksi.

Nimam besed, je pa dobro vedet.

Se odpravljate v penzijo? Če se, nikar mislit, da boste dobili približno 80% od osnove, ki naj bi bila po vašem prepričanju vaša približno povprečna neto plača v zadnjih nekaj letih. Pa tako zelo ste se trudili, da bi ja ta plača bila v zadnjih letih službovanja čim višja, da bi imeli čimvišjo osnovo. Pa ni tako. Nikakor ni tako kot si mislite, da bi moralo bit.
Nategnili so vas. Že od leta 2005 ni več tako.

Če imate na primer 1000 ? neto plače, ste morda računali na to, da boste dobili približno 800 ? penzije. Napačno ste razmišljali.

Zakaj?

Zato, ker so si naši ljubi vladarji že leta 2005 zmislili mehanizem kako ljudem ukrasti denar na zelo prefinjen način. Nasledniki za njimi pa so to posnemovali in kraja se s tem mehanizmom nadaljuje,

Kako deluje ta kradljivi mehanizem? Tako.

Če imate npr. poprečno neto plačo 1000 ? bodo naši vladarji teh 1000 ?
pomnožili z neznanim količnikom, za katerega ni nikomur jasno čemu je namenjen, če ne kraji denarja ljudem, ki so vlagali leta in leta. Ta količnik se od leta 2005 vedno bolj znižuje (v nadaljevanju je lestvica) in šele tak rezultat pomnožili s približno 80% , pač v odvisnosti od tega koliko let ste delali. Za neko normalno delovno dobo je orientacijski procent 80%.

Če bo količnik ostajal tak kot je za leto 2011, bodo vaših 1000 ? pomnožili s količnikom 0,732 in rezultat z 80%. Če bi izračun bil tak, bi vaša penzija znašala 585,60 ?, ne pa 800 ? na katere ste računali v zadnjih letih delovne dobe in ste se iz prepričanja, da na višino penzije najbolj vplivajo zaslužki v zadnjih letih dela, potrudili, da se vam je v zadnjih na primer 10 letih plača nekoliko povišala. Ja, to prepričanje je veljalo vse do leta 2005, dokler niso prišli na oblast iznajdljivi vladarji. Od leta 2005 se je namreč vse obrnilo na glavo.

Lestvica teh nerazumljivih količnikov s katerimi država znižuje osnovo za izračun penzije od leta 2005 pa vse do danes je naslednja (pred tem so bili ti količniki vedno nad 1). Bolj kot se oddaljujemo od socializma, bolj nas tisti, ki bi morali najbolj poskrbeti za nas, kradejo.

2005 - količnik 0,982 (leto pred tem 1,029)
2006 - količnik 0,934 - država je začela ljudem vsak mesec krasti po 9,23 %
2007 - količnik 0,866 - ukradenih nadaljnjih 7,28 % mesečno
2008 - količnik 0,803 - pa še nadaljnjih 7,28 % mesečno
2009 - količnik 0,777 - ukradenih nadaljnjih 3,24 % mesečno
2010 - količnik 0,748 - ukradenih nadaljnih 3,73 % mesečno
2011 - količnik 0,732 - ukradenih nadaljnih 2,14 % mesečno

Od leta 2005 pa do leta 2011 je bilo torej novim upokojencem ukradeno 32,90 % denarja vsak mesec, ki so ga v zadnih 7 letih zaslužili in vlagali v pokojninsko blagajno. Koliko ga bodo ukradli še naprej, če se ne bo ta količnik spravil nazaj na vsaj številko 1? Izračunajte si sami.

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Všeč mi je
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Komentarji
2
Jaka Lumbar
1
Dec 06, 2014
Imaš prav, eni imajo po- dve, pa še dodatek iz preteklosti.
#2
Laščan Zlatorog
0
Dec 06, 2014
Ni važn kaka je penzija, ampak kolk jih je!
#1
Jaka Lumbar
Jaka Lumbar
Objavil/a 2014-12-05 20:44:58 (Dec 05, 2014)
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